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credit cards
Debt Free Journey. Helping you make sense of your money. It is not as important how much money you make as what you do with it.
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Credit in Minutes Tip #1
Stay
on top of your credit report. Most credit reports contain errors. Make
sure you check your credit report every year (you get one free credit
report every twelve months) and if there are errors make sure to
challenge them with the reporting credit agency. Credit agencies are
required to investigate each and every challenge that gets reported.
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Credit in Minutes Tip #2
Just
because you qualify for all of those credit cards does not mean you
should get them. A person with too many credit cards looks sketchy in
the eyes of a potential creditor. Think of it this way: if a person is
financially stable does he or she need ten different credit cards?
Wouldn’t just one or two suffice?
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Credit in Minutes Tip #3
The
best way to raise your credit score is to make all of your payments on
time. It sounds too simple to be true, but that’s all there
really is to it. Staying out of debt and/or making all of your debt
payments on time will keep your score up where it should be.
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